Cash flow refers to the amount of money a business generates or loses in a given period of time, usually monthly, quarterly or annually. "Positive cash flow" refers to when the amount of money coming into the business exceeds the amount going out. "Negative cash flow" is the opposite, it refers to when the amount of financial losses exceeds the amount of money coming into the business.

A business can be profitable and still run into trouble due to cash flow issues. Every business has financial obligations, such as payroll, bills or product inventory, etc. Brutschy & Finstad can forecast and evaluate your company's financial condition, estimate financing requirements, and track cash flow.

Your cash flow analysis is conducted on a monthly, weekly, and quarterly basis and is done by examining the different factors of your business, including:

• Accounts receivable
• Accounts payable
• Assets
• Asset depreciation
• Inventory
• Debt – short and long term
• Net income
• Net cash balance

Besides being able to meet immediate obligations, a positive cash flow puts you in a better position as the business grows and the time comes to expand or to branch into new areas.

Please email or call Brutschy & Finstad at (650) 274-8279.